> For the complete documentation index, see [llms.txt](https://ziba.gitbook.io/ziba-whitepaper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://ziba.gitbook.io/ziba-whitepaper/ziba-believe.-build.-decentralize..md).

# ZIBA: Believe. Build. Decentralize.

Disclaimer

*This whitepaper is for informational purposes only and does not constitute an offer or solicitation to sell shares, securities, or any other financial instrument. The information herein is not intended to be a prospectus or investment advice. ZIBA ($ZIB) is a utility token designed for use within the ZIBA ecosystem, including XCROW, ZITOPIA, and ZIBA SWAP. The value of cryptocurrencies can be volatile. Please conduct your own research. This whitepaper is subject to change based on development, market conditions, and community governance.*